Item 10.   Directors, Executive Officers and Corporate Governance

The information required by this item with respect to directors will be set forth under the captions "Proposal I — Election of Directors", — "Corporate Governance — Ethics and Compliance Program," — "Committees of the Board" and "— Audit Committee" in the Proxy Statement for our 2008 Annual Meeting of Shareholders or in a subsequent amendment to this report. The information required by this item with respect to the executive officers is set forth at Part I, Item 4 of this report under the caption "Executive Officers of the Registrant." The information required by this item with respect to Section 16(a) beneficial ownership reporting compliance will be set forth under the caption "Section 16(a) Beneficial Ownership Reporting Compliance" in the Proxy Statement or subsequent amendment referred to above. All such information that is provided in the Proxy Statement is incorporated herein by reference.